Local view for "http://purl.org/linkedpolitics/eu/plenary/2012-11-20-Speech-2-393-812"
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"en.20121120.28.2-393-812"2
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I voted in favour of this report as this Regulation aims to offer consumers and businesses an opportunity to have access to more convenient, fast, flexible and cost-effective payment methods. The process of creating a Single European Payment Area (SEPA) facilitates the bank transfers in 32 European countries. However, there are still problems that need to be solved. For example, issues related to additional fees, payment security and multilateral interchange fees (MIFs) can cause problems for competitiveness, transparency, openness and costs for both merchants and consumers. It should also be noted that regardless of the common standards that apply to Member States, the card, internet and mobile payment markets are still fragmented in the EU area. The Commission acknowledges the need to achieve a level of common infrastructure which would allow a level playing field and encourage innovation and competitiveness but not essentially add restrictions to the expansion of this field."@en1
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