Local view for "http://purl.org/linkedpolitics/eu/plenary/2012-11-19-Speech-1-188-000"

Predicate	Value (sorted: default)
rdf:type	lpv_eu:Speech2
dcterms:Date	"2012-11-19"^^xsd:date2
dcterms:Is Part Of	lp_eu:Implementation of the Consumer Credit Directive (short presentation)2
dcterms:Language	"ro"^^xsd:language2
lpv:document identification number	"en.20121119.24.1-188-000"2
lpv:hasSubsequent	lp_eu:2012-11-19-Speech-1-189-0002
lpv:speaker	lp:Silvia-Adriana Țicău2
lpv:spokenAs	unknown; Partidul Social Democrat (2009-07-14--2014-06-30)3 member; Delegation for relations with India (2009-09-16--2014-06-30)3 member; S&D (2009-07-14--2014-06-30)3 substitute; Delegation for relations with the Mercosur countries (2009-09-16--2014-06-30)3 substitute; ITRE (2012-01-19--2014-06-30)3 vice-chair; TRAN (2012-01-23--2014-06-30)3
lpv:translated text	"Mr President, through its report on consumer credit, Parliament seeks a better level of consumer protection. We call for an obligation on financial institutions to provide consumers with personalised, complete and easily understandable explanations regarding the risks involved in foreign currency lending and the impact that interest rate increases on foreign currency loans have on the rates. These explanations must be provided before any contract is signed. In the case of loans, we would stress the importance of the right to information about the cost of additional services, and consumers’ right to buy auxiliary services such as insurance from alternative suppliers. Prior to interest rate changes, notification to consumers should afford them enough time to survey the market and to change credit provider before the changes take effect."@en1
lpv:videoURI	<go to Events_and_structure europarl>2

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