Local view for "http://purl.org/linkedpolitics/eu/plenary/2012-11-19-Speech-1-186-000"

Predicate	Value (sorted: default)
rdf:type	lpv_eu:Speech2
dcterms:Date	"2012-11-19"^^xsd:date2
dcterms:Is Part Of	lp_eu:Implementation of the Consumer Credit Directive (short presentation)2
dcterms:Language	"sk"^^xsd:language2
lpv:document identification number	"en.20121119.24.1-186-000"2
lpv:hasSubsequent	lp_eu:2012-11-19-Speech-1-187-0002
lpv:speaker	lp:Monika Beňová2
lpv:spokenAs	unknown; SMER-Sociálna demokracia (2009-07-14--2014-06-30)3 member; Delegation for relations with Israel (2009-09-16--2014-06-30)3 member; S&D (2012-01-19--2014-06-30)3 substitute; AFET (2012-01-19--2014-06-30)3 member; CRIM (2012-03-28--2013-10-23)3 member; LIBE (2012-01-19--2014-06-30)3
lpv:translated text	"Mr President, although the Consumer Credit Directive currently in force has created a common European legal framework to protect consumers, some legal and practical obstacles have still to be overcome, which is demonstrated, in particular, by the lack of sufficient consumer information about opportunities for cross-border consumer credit and the rights of consumers when concluding such contracts. However, adequate consumer protection practices in the credit sector play a significant role in ensuring financial stability. Improving the cross-border consumer credit market would also significantly boost the internal market. Financial institutions must be required to provide consumers with personalised, complete, easily understandable information regarding the risks involved in lending. This information should ideally be included in advertising of consumer credit agreements, in pre-contractual information and in the actual consumer credit agreements. A high standard of consumer protection in this area is absolutely key to improving financial integration, increasing demand and supporting growth."@en1
lpv:videoURI	<go to Events_and_structure europarl>2

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