Local view for "http://purl.org/linkedpolitics/eu/plenary/2012-07-04-Speech-3-410-000"
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"en.20120704.25.3-410-000"2
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"Their low incomes and the banks’ discriminatory criteria mean that a large number of people are, in practice, cut off from using banks and plastic cards. This prevents them from taking advantage of the various ways that these cards can be used in daily life, and also constitutes a factor in their social exclusion and stigmatisation. It is therefore entirely justified to adopt measures aimed at facilitating access to ownership of a basic bank account and a debit card for the use thereof through the intervention of the Member States in creating conditions that guarantee the public the opportunity to use so-called ‘basic banking services’.
This report seeks to take some positive steps in that direction, which we acknowledge and welcome. However, it would have been better if the report went further, given the specific situation today and the banks’ high profits, an increasing proportion of which come from the multiplicity of fees and charges levied on depositors, particularly the poorer ones. Regrettably, the initial proposal has been weakened by provisions that continue to permit the banks discretionary action, which is to the benefit of their own profits and at the expense of their depositors’ interests."@en1
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