Local view for "http://purl.org/linkedpolitics/eu/plenary/2012-07-04-Speech-3-407-125"
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"en.20120704.25.3-407-125"2
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I voted in favour of this report. Member States must guarantee access to basic payment services for their citizens, and a basic payment account needs to be straightforward to open. Access to payment services is one of the conditions for consumers to benefit from the internal market, notably from freedom of movement, money transfer, the purchase of goods and services and e-commerce. I agree that the Commission and the Member States should ensure that consumers are very well informed about access to these services. I believe that use of a basic payment account should be free or that costs should be reasonable and agree that Member States should establish an upper limit for the total annual fees related to opening and using a basic payment account. Member States need to designate competent authorities to ensure effective compliance with requirements and must establish effective complaints procedures. I agree that legislation to combat money laundering and the financing of terrorists should be applied in a proportional manner and should not be used to reject commercially less attractive consumers."@en1
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