Local view for "http://purl.org/linkedpolitics/eu/plenary/2012-07-04-Speech-3-407-000"

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"− Exclusion from basic banking services leads to an increase in social exclusion and isolation. Effective measures must, therefore, be implemented to ensure that everyone has access to basic banking services. Since 7% of Europeans, 30 million people, do not have a bank account and 6.4m of them have had their right to a bank account withdrawn, I voted in favour of this important Report. Basic banking services are essential for access to eCommerce, and often now one needs a bank account for employment, health care and housing. A recent study carried out in Ireland found that some banks refused people bank accounts because their income was very low, though the official explanation blamed the lack of identity documents such as passport, driving license or utility bills. I support the rapporteur’s recommendations on the implementation of legislation in order to ensure that the consumer has the right to open and use a basic account to carry out basic payment transactions, receive income, pay bills or tax, and purchase goods and services."@en1

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