Local view for "http://purl.org/linkedpolitics/eu/plenary/2012-02-14-Speech-2-241-000"
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"en.20120214.15.2-241-000"2
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"−
The technical progress in this field and the Single Euro Payments Area (SEPA) will bring certain benefits. These include better cashflow planning as a result of the information from SEPA about the precise day on which the account will be debited, shorter transfer times and the fact that debit cards can be used throughout Europe not only to withdraw money from cash machines, but also to make payments. However, IBAN and BIC are more complicated and many people, particularly the older generation, will not be very familiar with them. Therefore, I welcome the fact that Parliament has committed to retaining existing direct debits. In particular in view of the massive increase in cyber crime involving alleged free online offers which turn out to be very expensive, attacks by hackers, the theft of personal data and, above all, phishing for bank details, all of which cause serious financial losses, it is all the more important that the unconditional right to cancel direct debits is retained. The transitional periods are too short and it would be preferable to keep the old systems operating in parallel with SEPA, particularly for older people. Therefore, I have abstained."@en1
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