Local view for "http://purl.org/linkedpolitics/eu/plenary/2008-09-02-Speech-2-841"
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"en.20080902.25.2-841"2
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".
One of the consequences of the free movement of persons in the European Union is the growth in cross-border car traffic. It raises the need to establish provisions at European level in the field of motor insurance so as to protect accident victims effectively.
The efficiency of the claims representative system established by the insurance company in the victim's country of permanent residence is exceptionally important for the achievement of this aim. It is the claims representative’s duty to inform the victim how to pursue his claim against a foreign national, and it would increase consumer confidence if the information package accessible before conclusion of the insurance contract included full information on the rules governing the functioning and application of the claims representative system and its benefits for the victim.
Another important issue raised by the rapporteur is whether legal expenses insurance should be compulsory in all Member States. I support his view that maintenance of the existing voluntary system is the right solution. The increase in consumer confidence brought about by a compulsory system would be outweighed by the increase in the cost of the insurance itself and the delays resulting from settlement of cases by the courts. It is nevertheless essential that measures be taken immediately with regard to the availability of legal protection insurance, especially in the new Member States."@en1
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