Local view for "http://purl.org/linkedpolitics/eu/plenary/2008-06-04-Speech-3-213"

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"en.20080604.24.3-213"2
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"Mr President, I welcome the report by my colleague Mr Karas, which deals with a very important subject, namely easy access to banking services for all citizens and businesses in the European Union. This will help to open up, or rather complete, our internal market. However, I would like to draw your attention to the very serious problem of high banking fees in many Member States. In some of these countries – and my own country, the Czech Republic, is one of the biggest culprits – these banking fees can be ridiculously high. This really calls for foreign competition. Only Poland fares worse than the Czech Republic. On the other hand, banking is cheaper in the Netherlands or in Austria, for example. The instruments that can rapidly change this situation (and this also relates to the incredibly high fees for issuing credit cards) are in the hands of the Commission and Parliament. The elimination of obstacles to cross-border electronic banking would improve the situation for consumers and business customers, who would benefit from sound economic competition. Apart from the need to reduce banking fees and make them more transparent, it will also be necessary to concentrate on enhancing the quality of banking services and improving the financial knowledge of consumers as well as small and medium-sized businesses. Last but not least, the European Union will have to pay attention to the regulation of the so-called microcredit, which can give a significant boost to electronic (through not only electronic) trading. Ladies and gentlemen, it is in our hands."@en1

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