Local view for "http://purl.org/linkedpolitics/eu/plenary/2006-11-14-Speech-2-072"
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"en.20061114.8.2-072"2
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"Mr President, I believe that the Commission has taken the right approach in relation to mortgages, because, as the Commissioner has said, it is probably the most significant commitment European citizens make in their entire lives: the loan to buy their own homes.
We must therefore bear in mind that we are moving towards a single market and, within that single market, it does not make much sense to have 27 different national legislations or 27 different mortgage systems.
Furthermore, it is an issue that relates to the most essential elements of the legal system of each State. Results will not be achieved either easily or immediately; it will take some time.
In any event, we in the Committee on the Internal Market and Consumer Protection wish to stress the importance of making progress in the legislative field. It is not of course possible to adopt complete European Union legislation on mortgages, but it is possible to make some progress, in the field of information, for example, maximum permitted rates, repayment of mortgages at a given time, so that, when a citizen moves from one European Union country to another, they do not find themselves in a legal framework completely different to the one they are used to."@en1
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