Local view for "http://purl.org/linkedpolitics/eu/plenary/2004-04-20-Speech-2-189"
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"en.20040420.7.2-189"2
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".
The report before us seeks to amend Directive 87/102/EEC, concerning Community rules on consumer credit. The issue at stake is whether the application of harmonised rules in this area will contribute towards protecting the consumer. On the one hand, such harmonisation offers greater security to trade within the Community, to creditors, to traders and to consumers. On the other hand, complete harmonisation would weaken the rules applied by individual Member States, who must, therefore, retain the right to offer a higher level of protection to their consumers, even those States that feel that total harmonisation may prove useful in certain areas.
Without going into detail, it strikes us that, even though the report is the result of compromises struck in the committee concerned, it is well-balanced and reflects our concerns that both lenders and borrowers should be held liable, at a time when marketing and invitations to buy on credit are extremely aggressive."@en1
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